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Economic uncertainty drove mortgage rates down, according to freddie mac data released thursday, with the popular 30-year.

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Cheaper mortgages are usually a boon to the housing market. But this year, a sharp drop in mortgage rates hasn’t provided much of a lift, and that could bode poorly for the Federal Reserve’s efforts.

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One silver lining from trade tensions with China and fears about a slowing global economy – the same factors whipsawing the stock market – is that mortgage rates are heading lower. That is helping.

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The good news is that home prices have settled down in most parts of the country. stable prices make home buying more affordable for more people. The unknown that remains for home buyers: mortgage.

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