· By Aaron Glantz and Emmanuel Martinez, February 15, 2018. Fifty years after the federal fair housing act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts.

Banks unfairly deny mortgages to African-Americans and Latinos – report. Black Americans still 30% worse off than whites – equality report.

Fifty years after the federal fair housing act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts. This modern-day redlining persisted in 61 metro areas even when controlling for applicants’ income, loan amount and neighborhood, according to a mountain of Home.

A new analysis of 2016 mortgage lending data by the Center for Responsible. Using data from the just-released 2016 HMDA report by the Federal Reserve, CRL finds. African-Americans still have the highest denial rate and Hispanic White. “Whites continue to unfairly receive more favorable access to.

 · Predominantly black and Hispanic communities accounted for more than a third of its market in the region that included North Jersey and parts of New York, but the bank.

Not everyone is participating in the ongoing recovery buoying the Valley housing market. According to a new report released this week by a Bay Area public policy research institute, many African American, Latinos and Hispanic borrowers in Fresno continue to be denied access to mortgages.

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Banks Continue to Deny Home Loans to People of Color February 19, 2018. Five decades after the Fair Housing Act prohibited racial discrimination in lending, African Americans continue to be denied conventional mortgage loans at rates far higher than white homebuyers, especially in the South. Reveal from The Center for Investigative Reporting.

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Detroit-area blacks twice as likely to be denied home loans. African Americans faced the most resistance in Southern cities – Mobile, Alabama; Greenville, North Carolina; and Gainesville, Florida – and Latinos in Iowa City, Iowa.

 · Banks generally wouldn’t make loans for mortgages in black neighborhoods, and African-Americans were excluded from the suburbs by a combination of deed covenants and informal racism. In short, the GI Bill helped foster a long-term boom in white wealth but did almost nothing to help build black wealth.