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Advertiser Disclosure. News 13 Ways you Can Improve Your Finances on Your Lunch Break. Wednesday, February 14, 2018. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone.

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Mortgage. A mortgage, or more precisely a mortgage loan, is a long-term loan used to finance the purchase of real estate. As the borrower, or mortgager, you repay the lender, or mortgagee, the loan principal plus interest, gradually building your equity in the property.